To Apply
To take advantage of the scheme please ensure you satisfy the criteria below and have read through and accept the detail contained in our Terms and Conditions. If so, print off, complete, scan and email a copy of your application form to us. It is important that the date you wish the policy to start is clearly marked. Our email address can be found on the application form and once received we will calculate your inclusive costs up to the next renewal date (1st July next). Your documentation will be processed and emailed to you with our bank details for the transfer of fees. We recommend you only post it if you have no other means of contact. There is much more information on the other pages of this website that you are encouraged to read.
Criteria
Before completing the application form all owners are advised that any woods containing hazards such as permanent ponds, lakes, streams and rivers; seasonal ponds and streams, mineshafts, quarries, saw-mills, etc. need clearance from our Broking Team in advance of applying for cover. Each hazard will be considered on its merits and owners should call Marsh Commercial on 01382 647337 to discuss their situation. Once their clearance has been received the application form should be noted accordingly.
For information
Should you become a client of the RAP Ltd scheme you would be expected to take all reasonable precautions to prevent loss, destruction, damage, accident or injury. This is a common duty for anyone seeking Public Liability cover, and no insurance provider would offer this cover without making this a condition. Public Liability cover protects you, should a 3rd party suffer a loss, whilst on your growing timber land, and you are legally liable for that loss. For example, should a diseased tree fall and cause injury to a member of the public on your land, then the cover would protect you. If however, you were aware of the diseased tree and had made plans to fell it, but it caused injury before such felling could take place, it would be deemed that you had taken reasonable precautions to prevent injury. It is worth pointing out, that if a healthy tree fell on a member of the public whilst on your land, e.g. due to lightning strike, the public liability cover would not protect you, because Insurers would not hold you legally liable (to blame) for a healthy tree falling over. The injured party would therefore have no claim against you.