To take advantage of the scheme please ensure you satisfy the Criteria below. If so, print off a copy of the application form and post it with your cheque for £163.00, (or £119.00 if between 1st January and 30th June 2018), made payable to RAP Ltd, to the address shown. If you wish to pay by Bank Transfer then email us your request. There is much more information on the other pages of this website that you are advised to read. It is particularly important to read the detail contained in Terms and Conditions.
Before completing the application form all Owners are advised that any woods containing hazards such as permanent ponds, lakes, streams and rivers; seasonal ponds and streams, mineshafts, quarries, saw-mills, etc. may not be accepted. Each hazard will be considered on its merits and owners should consult the Broker, Clark Thomson, Woodland Section, on 01382 735122 in advance of applying for cover. Once clearance has been received from Clark Thomson, the application form should be annotated accordingly under Section 12.
Should you become a client of the RAP Ltd Scheme you would be expected to take all reasonable precautions to prevent loss, destruction, damage, accident or injury. This is a common duty for anyone seeking Public Liability cover, and no Insurance provider would offer this cover without making this a condition. Public Liability cover protects you, should a 3rd party suffer a loss, whilst on your growing timber land, and you are legally liable for that loss. For example, should a diseased tree fall and cause injury to a member of the public on your land, then the cover would protect you. If however, you were aware of the diseased tree and had made plans to fell it, but it caused injury before such felling could take place, it would be deemed that you had taken reasonable precautions to prevent injury. It is worth pointing out, that if a healthy tree fell on a member of the public whilst on your land, e.g. due to lightning strike, the public liability cover would not protect you, because Insurers would not hold you legally liable (to blame) for a healthy tree falling over. The injured party would therefore have no claim against you.